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Making Tax Digital for Income Tax

MTD for Income Tax Self Assessment is the biggest change to UK personal tax reporting in a generation. Here's everything you need to know.

Key Facts

Phase 1 – April 2026

Sole traders and landlords with income over £50,000 must use MTD-compatible software and file quarterly updates.

Phase 2 – April 2027

The threshold drops to £30,000, bringing hundreds of thousands more taxpayers into the MTD regime.

Quarterly Updates

Four quarterly submissions per year plus a final end-of-period statement replace the single annual Self Assessment return.

Compatible Software

You must use HMRC-recognised software such as QuickBooks, Xero, FreeAgent or a bridging solution.

Your MTD Preparation Checklist

  • Confirm whether your income exceeds the threshold
  • Register voluntarily early to avoid a last-minute rush
  • Choose and set up HMRC-compatible bookkeeping software
  • Begin keeping digital records of all income and expenses
  • Submit quarterly updates within one month of each quarter end
  • File your final declaration by 31 January following the tax year

Get MTD-Ready with EP Laval Accountants

We'll set up your software, migrate your records and manage your quarterly submissions so you can focus on your business.

Book a Free Consultation